Ned Rig Fishing on Lake Charlevoix
Lake Charlevoix · Michigan · Midwest
Lake Charlevoix sits in Charlevoix County in the northwest Lower Peninsula, a large, deep, glacier-carved lake connected to Lake Michigan via the Pine River Channel. Water clarity tends toward the clear side, averaging 10–18 feet of visibility depending on season and wind, which puts a premium on finesse presentations and longer leaders. Smallmouth bass are the dominant target species, though largemouth occupy the shallower bays and weed-line edges, giving anglers a legitimate two-species fishery on a single body of water.
Ned Rig pairs a 3–4" ElaZtech-style floating plastic (TRD, Finesse TRD, or similar) on a 1/15–1/6 oz mushroom head jig. The bait's buoyancy causes it to stand upright on the bottom, creating a subtle action that triggers bites when nothing else will. Exceptional on hard bottom, gravel, and rock.
Ned Rig Setup for Lake Charlevoix
| Rod | 6'10"–7'2" medium-light spinning rod, moderate-fast action |
| Reel | 2500 size spinning reel |
| Line | 10 lb braid + 8 lb fluorocarbon leader |
| Weight | 1/15–1/6 oz mushroom jig head (Z-Man Finesse ShroomZ or similar) |
| Hook | Size 1 or 1/0 wide gap, built into jig head |
Seasonal Tactics on Lake Charlevoix
Lake: Smallmouth stage on rocky points and gravel transitions in 8–18 ft as water temps climb through the mid-50s; pre-spawn fish respond well to tube jigs and ned rigs crawled slowly over the bottom before pushing into shallower gravel to bed. Largemouth move into the emergent vegetation edges of Round Lake and Oyster Bay as water hits 60–62 degrees.
Ned Rig: Deadly on pre-spawn fish holding on gravel and pea-gravel flats in 4–12 feet.
Lake: Post-spawn smallmouth pull to deeper rocky structure and basin edges in 22–38 ft once surface temps exceed 72 degrees; drop shots and football jigs on the main-lake points hold fish through August. Largemouth lock into the hydrilla and milfoil edges of the shallower southern bays and respond to topwater early and late in the day.
Ned Rig: Work deeper rock piles and main lake points. Drag slowly, let it stand. Green pumpkin and watermelon dominate.
Lake: Cooling water through September and October draws smallmouth back shallow onto gravel and chunk-rock points in 8–16 ft, with some of the biggest fish of the year caught on swimbaits and crankbaits during the shad and cisco die-offs. This is arguably the best two-month window on the lake.
Ned Rig: One of the best techniques as fish get finicky before winter. Match shad colors on sandy/gravel bottom.
Lake: Ice coverage limits open-water access, but the late-fall window before hard freeze produces big smallmouth on finesse jigs worked slowly over 20–30 ft basin transitions; most boat traffic is gone by mid-November, leaving the fishery almost entirely to committed locals.
Ned Rig: Best cold-water finesse technique after drop shot. Extremely slow drag on hard bottom near deep structure.
Best Conditions
Clear water, hard and rocky bottoms, post-cold-front, heavily pressured fish, any season except peak summer spawn
Use Z-Man ElaZtech plastics exclusively — they float and are nearly indestructible. Regular soft plastics sink and kill the technique.
More Techniques for Lake Charlevoix
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